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Lifetime Cat insurance

Lifetime insurance, provides cover for your cat each year, for the lifetime of your cat, and is ideal if your cat develops a long-term illness.

Cat insurance may help take away the financial stress of future unexpected veterinary visits or treatment.

With Pet Protect pet insurance your cat can get the care and treatment they need without the worry of paying for expensive vet bills.


What is covered with our Lifetime pet insurance?

Our lifetime cat insurance policies include vet fees of from £4,000 up to £10,000.

Your vet fees limit will be replenished each year, providing you renew the policy.

  • Lifetime policies provide cover for illnesses or conditions that occur in the policy year and also up to the vet fee limit you choose.
  • The policy limit is refreshed at renewal as long as you remain insured with us and do not cancel your policy.
  • Choice of vet fee limit from £4,000 up to £10,000 and in addition each year your vet fees limit will be replenished providing you renew your policy.
  • 24/7 pet advice if your pet becomes unwell and you need to speak to a vet or vet nurse over the phone and also through live chat.
  • Complementary treatment such as hydrotherapy, herbal or homeopathic medicine, physiotherapy and acupuncture.
  • Costs paid for the loss of your pet if it is stolen or strays.
  • Dental included as part of the vet fee cover if treatment is for an accident or illness.

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At Pet Protect we strive to be as competitive as possible and make sure that your pet gets the cover they need and deserve

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*Exclusions may apply. Please see the Policy Terms & Conditions and Insurance Product Information Documents for full details and inner limits.
^24/7 vet service can be used by customers who have an active & live policy with Pet Protect Pet Insurance, UK only.
Trustpilot rating as of April 2024.


Lifetime Cat Insurance Exclusions

When choosing the right pet insurance for your cat, it’s just as important to know what’s not covered as what is. Here are some of the main exclusions on our policies:

  • Treatment for any pre-existing conditions
  • Treatment for any illness that occurs in the first 14 days of your policy*
  • Treatment for poisoning or any accidental injury that occurs in the first 3 days of your policy*
  • Treatment related to vaccine-preventable conditions
  • Treatment related to breeding, pregnancy or birthing
  • Treatment on baby teeth if your pet is over 16 weeks when your policy starts

*Switching to Pet Protect Pet Insurance? If you can prove your previous insurance runs up to the policy start date, we can waive this for you.

Please see our policy documents for further information.

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